What is financial planning?
Financial planning is used to answer the question “Am I well aligned for my short and long term goals?”. It reduces stress while serving as a guide for portfolio management.
Learn more about the demos income strategy
Why Should I Start Saving and Investing As Early As Possible?
In order to finance a comfortable retirement, we need to make more strategic consumption choices throughout our lives and start investing as soon as possible. Fewer and fewer companies are offering pension funds to their employees and we should not rely too much on government programs because with the level of government debt that is only increasing and with the aging of the population which will put even more pressure on public finances, we cannot be certain of the amounts of money that will be available in the future.
The basics of options trading
The following article covers everything you need to really understand what options are. We will go through a list of key definitions and look at the main strategies when trading options on the market.
Our Mission
Reduce anxiety
By providing you with a financial plan allowing us to draw a clear and precise portrait of your current and future financial situation.
Reduce costly financial mistakes
By sharing our knowledge of financial decision making and providing income and expense advice.
Maximizing long-term financial value
By managing your portfolio and taking your individual circumstances into account which will help optimize your returns.
Who are we?
Get to know the Demos team
Providing a synergy of integrity, discipline and a willingness to listen to each client, Marc-André Turcot and his team are dedicated to assisting you in meeting any of your financial needs.
Our wealth management team provides personalized care catering to affluent families and to younger investors with a strong capacity and will to grow their assets. In addition to managing your investment portfolio, we also offer sound financial planning, budget planning, estate planning as well as diverse financial analysis. We do our own research and we build our own model portfolio with bonds and stocks that align with our values and investment philosophy. Looking at factors that we would strive to achieve if we owed our own company. Companies that are well established, consistently profitable, long term and most importantly at a reasonable price. We also have an options strategy focused on income generation with low volatility.
Corinne Sauvé-Boulé
Portfolio Manager
Chartered Financial Analyst (CFA)
Financial planner (Fin. Pl.)
Jean-Philippe Lespérance
Portfolio Manager
Chartered Financial Analyst (CFA)
Chartered Professional Accountant (CPA)
Raymond James at a Glance
Here is more information about Raymond James, a company active in Canada and around the world.
Why choose us?
Here’s what we do for you
- We take care of you and your family
- We do not use mutual funds nor ETFs to better control how your money is invested*
- We prepare financial plans to give you peace of mind
- We have no hidden fees
- We simplify complex financial matters
- We do our own research to provide you with pertinent and unbiased advice
* Subject to minimum asset value
Our Satisfied Clients
"Marc-André does very thorough market research. He uses a very selective and detailed method to choose his financial securities. He does not allow himself to be influenced by current trends. He is a very honest person and he is surrounded by a great team. His financial thinking is focused on the long term. He is someone you can count on."
Jean Roy / David Forest Financial Services
"I have retained the services of Marc-André Turcot as my financial advisor for at least twenty years and I have never regretted my decision. He makes excellent analyzes of the financial market and my portfolio and his recommendations if followed are almost always to my advantage. I have often suggested to family members that they do business with him and these people thank me for such references. "
John H. Gomery / Retired Judge